:root{
  --navy:#0f2a4a; --navy-2:#163a63; --gold:#c9a227; --gold-2:#a8861c;
  --ink:#1c2430; --muted:#5b6675; --line:#e3e7ec; --bg:#ffffff; --bg-2:#f5f7fa;
  --ok:#1f7a4d; --maxw:1120px; --radius:14px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Pretendard","Noto Sans KR","Apple SD Gothic Neo","Malgun Gothic",system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);background:var(--bg);line-height:1.65;word-break:keep-all}
a{color:var(--navy);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 20px}
.en{display:block;font-size:.8em;color:var(--muted);font-weight:400;letter-spacing:.01em;margin-top:.15em}

/* header */
.topbar{background:var(--navy);color:#dbe4ef;font-size:.85rem}
.topbar .wrap{display:flex;justify-content:space-between;gap:16px;padding:6px 20px;flex-wrap:wrap}
.topbar a{color:#fff}
header.site{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;height:68px;gap:12px;max-width:1260px}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;font-size:1.1rem;color:var(--navy)}
.brand:hover{text-decoration:none}
.brand .mark{width:36px;height:36px;border-radius:9px;background:linear-gradient(135deg,var(--navy),var(--navy-2));display:grid;place-items:center;color:var(--gold);font-weight:900;font-size:1rem}
.brand small{display:block;font-size:.7rem;font-weight:500;color:var(--muted);letter-spacing:.04em}
nav.main{display:flex;gap:4px;align-items:center}
nav.main a{padding:8px 10px;border-radius:8px;font-weight:600;font-size:.9rem;white-space:nowrap}
nav.main a:hover,nav.main a.active{background:var(--bg-2);text-decoration:none}
nav.main a.cta{background:var(--gold);color:var(--navy);margin-left:8px}
nav.main a.cta:hover{background:var(--gold-2);color:#fff}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 10px;font-size:1.1rem}
@media (max-width:1120px){
  nav.main{display:none;position:absolute;top:68px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:10px 20px 16px;border-bottom:1px solid var(--line)}
  nav.main.open{display:flex}
  nav.main a.cta{margin:6px 0 0}
  .menu-btn{display:block}
}

/* hero */
.hero{background:radial-gradient(1200px 500px at 80% -10%,#1f4a7c 0%,var(--navy) 55%);color:#fff;padding:72px 0 64px}
.hero h1{font-size:clamp(1.8rem,4vw,2.9rem);line-height:1.25;margin:0 0 16px;font-weight:800}
.hero h1 .en{color:#b9c8dc;font-size:.5em}
.hero p.lead{font-size:1.15rem;color:#d8e2ef;max-width:640px;margin:0 0 28px}
.hero .badges{display:flex;gap:10px;flex-wrap:wrap;margin-top:28px}
.hero .badges span{border:1px solid rgba(255,255,255,.25);border-radius:999px;padding:6px 14px;font-size:.85rem;color:#e8eef6}
.hero .badges .ph{color:#7a5a00;border:0;padding:0 3px}
.btn{display:inline-block;padding:13px 22px;border-radius:10px;font-weight:700;border:2px solid transparent;cursor:pointer;font-size:1rem}
.btn:hover{text-decoration:none}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-gold:hover{background:var(--gold-2);color:#fff}
.btn-outline{border-color:#fff;color:#fff}
.btn-outline:hover{background:#fff;color:var(--navy)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-2)}
.btn-row{display:flex;gap:12px;flex-wrap:wrap}

/* sections */
section{padding:64px 0}
section.alt{background:var(--bg-2)}
h2{font-size:clamp(1.5rem,3vw,2.1rem);margin:0 0 10px;color:var(--navy);line-height:1.3}
h3{font-size:1.2rem;margin:0 0 8px;color:var(--navy)}
.sub{color:var(--muted);margin:0 0 36px;font-size:1.05rem}
.grid{display:grid;gap:20px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
@media (max-width:900px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:600px){.g2,.g3,.g4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 1px 2px rgba(15,42,74,.04)}
.card.hl{border-color:var(--gold);box-shadow:0 8px 28px rgba(201,162,39,.15)}
.card .icon{font-size:1.6rem;margin-bottom:10px}
.card p{margin:8px 0 0;color:var(--muted);font-size:.97rem}
.card ul{margin:10px 0 0;padding-left:18px;color:var(--ink);font-size:.95rem}
.card ul li{margin:4px 0}
.card .more{display:inline-block;margin-top:14px;font-weight:700}
.audience{display:grid;grid-template-columns:1fr 1fr;gap:24px}
@media (max-width:800px){.audience{grid-template-columns:1fr}}
.audience .card{padding:34px;position:relative;overflow:hidden}
.audience .card:before{content:"";position:absolute;inset:0 0 auto 0;height:6px;background:var(--navy)}
.audience .card.biz:before{background:var(--gold)}
.audience .tag{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.06em;color:var(--gold-2);margin-bottom:8px}

/* steps */
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(5,1fr);gap:14px}
.steps.four{grid-template-columns:repeat(4,1fr)}
@media (max-width:900px){.steps,.steps.four{grid-template-columns:repeat(2,1fr)}}
@media (max-width:520px){.steps,.steps.four{grid-template-columns:1fr}}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px 18px}
.step:before{counter-increment:s;content:counter(s);display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--navy);color:var(--gold);font-weight:800;margin-bottom:12px}
.step b{display:block;margin-bottom:4px}
.step small{color:var(--muted)}
.step ul{margin:8px 0 0;padding-left:16px;font-size:.9rem;color:var(--ink)}

/* pricing */
.price{font-size:2rem;font-weight:800;color:var(--navy);margin:8px 0 0}
.price small{font-size:.9rem;color:var(--muted);font-weight:500}
.notice{background:#fff8e1;border:1px solid #f1d87a;border-radius:10px;padding:12px 16px;font-size:.92rem;margin:0 0 24px}
.check{list-style:none;padding:0;margin:14px 0 0}
.check li{padding-left:24px;position:relative;margin:7px 0;font-size:.95rem}
.check li:before{content:"✓";position:absolute;left:0;color:var(--ok);font-weight:800}

/* table */
table{width:100%;border-collapse:collapse;font-size:.95rem;background:#fff}
th,td{border:1px solid var(--line);padding:11px 12px;text-align:left;vertical-align:top}
th{background:var(--bg-2);color:var(--navy)}
.table-wrap{overflow-x:auto}

/* faq */
details{border:1px solid var(--line);border-radius:10px;padding:0 18px;background:#fff;margin:10px 0}
summary{cursor:pointer;font-weight:700;padding:14px 0;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:12px}
summary::-webkit-details-marker{display:none}
summary:after{content:"+";color:var(--gold-2);font-size:1.2rem}
details[open] summary:after{content:"−"}
details p{margin:0 0 16px;color:var(--muted)}

/* quiz */
.quiz{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px}
.quiz label{display:flex;gap:10px;align-items:flex-start;padding:10px 12px;border:1px solid var(--line);border-radius:10px;margin:8px 0;cursor:pointer}
.quiz label:hover{background:var(--bg-2)}
.quiz input{margin-top:5px}
.quiz .result{margin-top:16px;padding:16px;border-radius:10px;background:var(--bg-2);display:none}
.quiz .result.show{display:block}
.quiz .result ul{margin:6px 0 10px;padding-left:18px}

/* forms */
form.contact{display:grid;gap:14px}
form.contact .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media (max-width:600px){form.contact .row{grid-template-columns:1fr}}
label.f{display:block;font-weight:600;font-size:.92rem}
label.f input,label.f select,label.f textarea{width:100%;margin-top:6px;padding:11px 12px;border:1px solid #cfd6de;border-radius:9px;font:inherit;background:#fff}
label.f textarea{min-height:120px;resize:vertical}
.small{font-size:.85rem;color:var(--muted)}

/* cta band */
.band{background:var(--navy);color:#fff;padding:56px 0;text-align:center}
.band h2{color:#fff}
.band p{color:#c9d6e5;margin:0 0 24px}

/* footer */
footer{background:#0b1f37;color:#aebdd0;padding:44px 0 28px;font-size:.9rem}
footer .grid{margin-bottom:28px}
footer h4{color:#fff;margin:0 0 10px;font-size:.95rem}
footer a{color:#dbe4ef}
footer p{margin:4px 0}
footer .legal{border-top:1px solid rgba(255,255,255,.12);padding-top:18px;font-size:.8rem;color:#8a9bb0}
.ph{background:#fff3cd;border-bottom:2px dashed #e0a800;padding:0 3px;border-radius:3px;color:#7a5a00}
.kakao{display:inline-flex;align-items:center;gap:8px;background:#fae100;color:#3c1e1e;padding:12px 20px;border-radius:10px;font-weight:800}
.kakao:hover{background:#f5d800;text-decoration:none}
.page-head{background:var(--bg-2);padding:46px 0 36px;border-bottom:1px solid var(--line)}
.page-head h1{margin:0 0 8px;font-size:clamp(1.6rem,3.5vw,2.4rem);color:var(--navy)}
.page-head p{margin:0;color:var(--muted);font-size:1.05rem;max-width:720px}
.two{display:grid;grid-template-columns:1.1fr .9fr;gap:36px;align-items:start}
@media (max-width:860px){.two{grid-template-columns:1fr}}
.sticky{position:sticky;top:90px}
.draft-banner{background:#7a5a00;color:#fff;text-align:center;font-size:.8rem;padding:4px 10px}

/* worries (home) */
.worries .card{position:relative;padding-top:30px}
.worries .num{display:inline-block;font-size:.8rem;font-weight:800;letter-spacing:.12em;color:var(--gold-2);margin-bottom:8px}
.worries .card.hl .num{color:var(--navy)}

/* Q&A / 2026-11-05 */
.ages .q{margin:14px 0 0;padding:10px 12px;background:var(--bg-2);border-left:3px solid var(--gold);border-radius:6px;font-size:.92rem;color:var(--ink)}
.chips{display:flex;gap:8px;flex-wrap:wrap;margin:0 0 32px}
.chips a{border:1px solid var(--line);border-radius:999px;padding:7px 14px;font-size:.9rem;background:#fff;font-weight:600}
.chips a:hover{background:var(--bg-2);text-decoration:none}
details p+p{margin-top:-6px}

/* Q&A pages / 2026-11-05 */
.crumbs{margin:0 0 10px;font-size:.9rem;color:var(--muted)}
.crumbs a{color:var(--muted)}
.answer p{font-size:1.05rem;line-height:1.85;margin:0 0 18px}
.qlist{list-style:none;padding:0;margin:8px 0 0}
.qlist li{padding:8px 0;border-bottom:1px solid var(--line);font-size:.95rem}
.qlist li:last-child{border-bottom:0}
.qa-h{margin-top:44px}
.qa-index{display:grid;gap:12px;margin-top:18px}
.qa-item{display:block;background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 20px;color:var(--ink)}
.qa-item:hover{border-color:var(--gold);text-decoration:none;box-shadow:0 6px 20px rgba(201,162,39,.12)}
.qa-item b{display:block;color:var(--navy);font-size:1.05rem;margin-bottom:6px}
.qa-item span{color:var(--muted);font-size:.95rem}